Personal Finance
Alternatives to savings accounts
Apr 8th
With general UK savings accounts paying such low interest rates, there’s an interesting article on the time’s website detailing some income generating alternatives.
Their options include:
- Government Bonds
- Premium Bonds
- Index linked savings certificates
- Zopa
- Corporate Bonds
all of which have different levels of risk and return and, of course, require you to do your own research to make sure you’re happy and understand your investment choice.
Their article is here: http://timesbusiness.typepad.com/money_weblog/2009/03/five-alternatives-to-savings-accounts.html
UK House Prices
Mar 5th
Well the Halifax announcing yesterday that there was a 1.5 per cent fall in house prices between January and February – which has promoted fears that the UK is going to suffer a double dip recession at least in house prices.
On a brighter note, prices were some 8% higher than April last year – and with interest rates remaining low, and some improvement on the fixed rate mortgage rates being offered, my personal guess is that come the spring things will start picking up again.
best personal finance blogs
Feb 9th
OK – so the personal finance blogs on my list to read include:
- 2millionblog.com – an IBM engineering manager living in Raleigh, NC (possibly out of date now!). the blog is tracking his journey to financial freedom
- consumerismcommentary.com – Flexo created Consumerism Commentary in 2003 in order to hold himself accountable for the state and progress of his own finances
- thefinancialblogger.com – by Mike, who works in the financial industry specialized in personal finance, aims to provide a resourceful website where everybody that decides to take control over their personal finance can actually do it and understand what their financial consultant is doing.
- getrichslowly.org – an average guy who found himself deep in debt, and now getting rich slowly.
- milliondollarjourney.com – generally educational articles regarding personal finance and investing
That’s five of the personal finance blogs in my feed reads, what’s some of your favorite personal finance blogs?
Personal Finance Education
Feb 8th
I’m sure it’s not….but here’s hoping the new initiative with Visa and the NFL team to provide personal finance eduction isn’t too focused on putting it all on the credit card 
Cattles
Feb 8th
Cattles has warned of job losses following changes at its Welcome Financial personal finance business.
The troubled sub-prime lender says it is closing the unit to new lending following an extensive strategic review and discussions with its creditors.
From the Banking Times
Welcome to Personal Finance Watch
Feb 7th
Welcome to Personal Finance Watch – we’re refreshing the engine of this site over to wordpress so will be bringing you fresh personal finance ramblings shortly